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Does Walmart Accept PayPal? (Updated 2023)

Walmart has everything from groceries to electronics and sells them all at low prices.

If you’re someone who likes to use PayPal to make purchases, then you may wonder if you can shop at Walmart and use PayPal.

Walmart has its own Walmart Pay service which is a contactless form of payment.

As such, you may be unsure if Walmart will also accept PayPal purchases.

Knowing if Walmart accepts PayPal can help ensure you have what you need to make your purchases.

Does Walmart Accept PayPal?

Walmart entrance in cherry hill

Yes, Walmart does accept PayPal.

PayPal is a popular payment method since it allows you to pay with your mobile phone.

You can link any number of payment methods to your PayPal account.

As such, even if one of your cards is out of funds, you can always switch to another card to make your purchase at Walmart.

Although Walmart does take PayPal, it also depends on whether you’re shopping in the store or online.

When shopping online, you can use the regular PayPal platform to make your purchase.

When shopping in-store, however, you need to have with you a PayPal Credit Card or PayPal Debit Card.

It functions exactly like a standard credit card or debit card except it’s linked to your PayPal account.

Whether you’re shopping in-store or online, Walmart will allow you to pay with PayPal.

How To Use PayPal In-Store At Walmart

PayPal logo on your mobile device

If you’re shopping at Walmart and you want to use PayPal, it’s going to require a few steps to set up.

Since you can’t pay with the PayPal app in-store, you’re going to need to first take out a PayPal Credit Card or PayPal Debit Card.

If you don’t have great credit, you’ll probably want to opt for the PayPal Debit Card.

It functions exactly like a typical debit card, and since PayPal partners with MasterCard, it’s accepted at most stores.

Follow these steps to ensure you’re ready to use your PayPal account at Walmart.

1. Set Up Your PayPal Account

Man hands holding HUAWEI with PayPal apps on the screen.

If you don’t have a PayPal account yet, then you’re going to want to begin there.

Making an account is relatively easy.

You’ll need to go to the PayPal website or app and provide the required information.

It will ask for details like your name, birthday, and address.

One of the advantages of PayPal is that it can sometimes automatically take care of the shipping details for you when you are making an online purchase.

You can also list different addresses on your PayPal account if you wish.

Once you’ve created your PayPal account, you’ll need to start adding payment methods to it.

2. Add Payment Method To Account

Using PayPal and credit card for online shopping.

PayPal works by transferring funds from various cards that you have to the source requesting the funds.

You can link many different payment methods to your PayPal account.

Along with debit and credit cards, you can also link PayPal to your checking or savings account in your bank.

One of the advantages of using PayPal is that you can always switch between your different payment methods.

If one of your credit cards doesn’t have any more credit on it, for example, then you can always switch to another card.

That allows you to easily avoid any problems checking out at a store.

Once you have your payment methods submitted, you’ll need to request a debit card.

3. Order A PayPal Debit Card

PayPal Debit Cash card with MasterCard logo.

Ordering a debit card from PayPal can take a while, so you’ll want to order it as soon as you can.

One of the best aspects of a PayPal debit card is that it doesn’t require you to have a certain credit score.

It’s just a means of using PayPal in situations that don’t allow mobile payments like in most stores.

One thing to keep in mind with your debit card is that it functions exactly like a debit card.

As such, if you don’t have any funds in your PayPal account, then it doesn’t have any funds to transfer to the recipient.

You’ll want to make sure you top off your PayPal account before going shopping.

4. Make Your Purchase

giving credit card to cashier pay inside hypermarket

When your PayPal debit card finally arrives, it’s time to go shopping.

Head to your local Walmart and pick up the things you need.

When it’s time to check out, all you need to do is pull out your PayPal debit card.

It functions like a debit card, so you’ll need to either swipe or insert the chip into the reader.

The terminal will transfer the funds from your PayPal account to the register.

Then you can take your items and go.

If you don’t have a credit card or debit card, using PayPal’s debit card can take its place with ease.

How To Use PayPal On The Walmart Mobile App

Assorted Walmart Inc.'s mobile apps

Like many other stores, Walmart has its own app.

You can use the Walmart app to make purchases online.

If you’re a member of Walmart Plus, you might be able to receive free deliveries, or you can simply head to the store to pick up your items.

One thing you’ll notice when using the Walmart app is the ability to pay with PayPal.

If you’ve never used PayPal on the Walmart app before, then you should be sure to follow these steps.

1. Set Up PayPal Account

PayPal

First, you’ll need to ensure that your PayPal account is ready for use.

If you haven’t created an account yet, then you’ll need to sign up and submit the required information.

You’ll also need to link the different payment methods that you want to use with your PayPal account.

PayPal will pull funds from one of these methods when you make a purchase.

Once your PayPal account is ready, you can prepare the Walmart app next.

2. Set Up Walmart App

Walmart mobile application

In order to use the Walmart app, you’ll usually need to sign up.

It wants basic information like your name and address.

Once you’re signed up, you’ll see a few options that allow you to further customize your experience.

You may notice a Wallet, for example.

This allows you to link payment methods as well.

You won’t be able to link your PayPal account to the Wallet, unfortunately.

Once you’re signed up with the Walmart app, you can start ordering your food and items online.

3. Choose PayPal Option At Checkout

mobile phone with pay service company Paypal logo

When you’re ready to check out, you’ll want to navigate to the checkout screen.

Once you’re there, you’ll see several different ways to pay.

One of those ways is with the funds or methods you linked to your Walmart Wallet.

You’ll also notice an option to pay with PayPal.

Click that button, and you should receive a prompt that says the app is connecting to your PayPal account.

After a moment, another window should appear.

Depending on your preferences, you might need to submit some sort of passcode to verify your identity.

You can tell PayPal to always trust the device you’re using to avoid having to resubmit that passcode in the future.

Of course, this is not recommended if you are using a device to which others have access.

In the PayPal window, you’ll notice that you have a few different ways to pay depending on how many payment methods you submitted to PayPal.

Click the method that best serves your needs.

You’ll need to confirm that everything is what you want, then you’ll go back to the Walmart app.

It’s a good idea to check everything over one more time.

If you’re happy with everything, you are ready to submit your order.

PayPal will take the funds from the appropriate payment method to cover the purchase, and your items will also be waiting for you at Walmart or heading in your direction via a delivery service.

PayPal makes shopping on Walmart’s app extremely easy.

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